What to Do When The Other Driver Does Everything Wrong
Being involved in a car accident is stressful enough, but what do you do when the other driver does everything wrong? A Gulfport resident was recently faced with just that problem.
A crash involving a van and a car caused the death of an eight-year-old boy. According to reports, the driver of the van was unlicensed, ran a red light, possessed no proof of insurance, and was charged with seat belt violations, child restraint violations, and possession of marijuana and driving under the influence.
The driver of the van was reportedly in violation of several safety violations. The van carrying five children was cited for seat belt and child restraint violations. According to Mississippi law, the Department of Public Safety requires all front-seat passengers to wear seat belts. A recent study reported only 83% of Mississippians wear seat belts; this is below the national average of 86%.
While the van involved in this accident was carrying five children, according to the investigating officer, none of the children were in child safety seats or even wearing seat belts. The Mississippi State Department of Health regularly conducts child safety seat checks and works to educate children on proper car safety seat use. According to a recent study, 90% of Mississippi’s children were restrained improperly. Proper car seat use reduces the risk of infant death by 70% in passenger vehicles; booster seats reduce the risk of serious injury by 45% for children aged four to eight.
Administrative Traffic Violations
While safety violations can increase the risk of an accident occurring, administrative traffic violations such as driving without a license or driving without proper insurance can also endanger other drivers on the road.
Drivers licenses are required for all those hoping to operate motor vehicles on Mississippi roadways. Those who drive without a license have often had them revoked due to a poor driving record and are generally considered a safety threat to others. Driving without a license or driving with an expired or revoked license is punishable with monetary fines and possible jail time.
Mississippi drivers are also required to have a minimum amount of liability insurance coverage. Drivers caught without this minimum insurance are subject to fines and the suspension of their drivers’ licenses. The Insurance Information Institute reports that 28% of motorists are uninsured. If you are in a car accident with an uninsured driver, you may face an uphill battle to recover just compensation and other headaches when it comes to being made whole again after your accident.
If you or someone you love is injured in a car accident, it is important to identify who the responsible party may be. Mississippi drivers who are in violation of safety or administrative traffic rules and regulations are a risk to everyone. For many drivers, their car insurance policies are in place to cover potential liabilities. When drivers without insurance are involved in accidents, other sources of potential recovery should be examined.
For example, if you are involved in an automobile accident with an uninsured driver, your uninsured motorist coverage on your automobile insurance policy should cover you. Uninsured, or underinsured, motorist coverage (often referred to as “UM Coverage”) is first party insurance coverage. This means that the coverage is for you and those insured under your policies and provides insurance coverage in the event that you are involved in an automobile accident with a driver who is uninsured or underinsured. Mississippi’s UM laws can be very confusing so its important that you discuss this with an experienced UM attorney.
A Biloxi, Mississippi Personal Injury Attorney Protecting Your Interests
If you have been involved in a car accident and do not know how to pay for the injuries you are now suffering from, consider contacting a Mississippi personal injury attorney. The Law Offices of Judy Guice can provide the assistance and guidance that you need to recover the compensation necessary to get you back to living your life.