Calculating Lost Wages in a Biloxi Personal Injury Case
When you’re injured in an accident, the most immediate effects will be pain, emergency care, and possibly surgery. However, there are other consequences that you may sustain in the weeks and months that follow; in severe accidents, you may experience the physical and emotional toll for years. If your injuries are so serious that you are unable to work, your earning capacity is also affected because you’re not receiving the income you would had the accident never occurred. This type of harm is termed “lost wages,” and it’s a type of damages that you may recover from the person (or their insurance company) responsible for causing your injuries. If you were out of work due to an accident in Biloxi, MS, here’s what you need to discuss with your personal injury attorney.
Factors Impacting Lost Wages
If you’re out of work for any length of time following your accident, the income you would have earned had the incident never happened should be considered your lost wages. In severe cases, you may not ever fully heal and be unable to return to the same or a similar job you once held. A long-term disability may mean you cannot make the income you did before the accident, so you’ve lost earning capacity.
Claiming Lost Wages
In most personal injury cases, you would file a claim with the insurance company that provides coverage for the responsible party. For instance, in a car accident, you would seek compensation from the driver’s insurer because Mississippi requires all vehicles to carry certain statutory minimum insurance coverage. However, if your claim for lost wages and other types of damages exceeds the minimum policy amount, you may need to look to your insurance company to be compensated our of your uninsured (or underinsured) motorist coverage. In some instances, you may be able to recover additional funds from the responsible party directly by suing them individually. For this reason, many motorists opt for higher policy amounts to protect their assets.
Evidence to Prove Lost Wages
Claiming lost wages for the amount of time you were out of work is relatively straightforward. You would present payroll evidence showing how much you made in the period before the accident compared to how much you made after the accident and/or showing how much work you missed. However, it may also be necessary to support these documents with medical records and doctor’s notes showing that you were unable to return to your job.
Trust Local Representation from a Biloxi Personal Injury Attorney
There are many complicated legal issues involved when you’ve been injured in an accident, but this general information on lost wages should be helpful to understanding your rights. These details should also demonstrate how important it is to retain a skilled attorney to represent your interests. Lost wages is just one type of damages you may be able to recover; there are many other losses for which you should be made whole after an accident, but you’re at a disadvantage unless you have an experienced attorney on your side. For more information on recovering lost wages in a Biloxi, MS personal injury case, please contact the Law Offices of Judy Guice. We’re happy to answer your questions or schedule a free consultation for you at our Biloxi office.